Position Overview

The Stop Loss Underwriter is responsible for evaluating and pricing new business opportunities, ensuring profitability and providing client-focused solutions. This role requires the ability to analyze large claims, assess risks, and prepare pricing packages that align with corporate production goals and underwriting guidelines. The position collaborates with sales teams, clinical teams, brokers, third-party administrators (TPAs), and internal stakeholders to deliver tailored solutions.

This position reports to the Assistant Vice President, Underwriting – Life and Health.

Essential Elements

Evaluate, price, and strategize Stop-Loss new business opportunities, including specific and aggregate coverage.
Assess proposal requests, census data, large claim data, and benefit specifications to prepare and price risks.
Operate within established underwriting guidelines to meet profitability targets.
Analyze large claim risks and provide client-centric solutions.
Develop pricing packages, ensuring all required data is reviewed and documented accurately.
Collaborate with sales and clinical teams to align underwriting strategies and communicate rating results.
Maintain strategic relationships with brokers, TPAs, and internal and external partners.

Requirements

Education and Certifications

Bachelor’s degree or equivalent experience required

Experience

Minimum of 5 years of stop loss underwriting experience
Strong analytical skills with a focus on large claim data evaluation.
Excellent verbal and written communication skills.

What we offer:

Hybrid and remote work environments
HSA/PPO medical plans
Dental
Vision
HSA/FSA
Short-term and Long-term Disability
Employee Assistance Program
Life and Travel Insurance
Company Discounts
Home office and wellness reimbursement
401(k) w/ up to 6% company match
Generous PTO
12 paid holidays
Parental leave
Generous employee referral program
Professional development and development planning: tuition reimbursement, continuing education & assistance obtaining professional certifications

BCS Financial Corporation

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BCS Financial Corporation | Stop Loss Underwriter