* Remote/hybrid work schedule is supported, however, the consultant must reside in New England area to be able to travel to local clients as needed and quarterly staff meetings.

Essential Duties

Manage a book of business consisting of small to mid-size clients in various industries.
Overall responsibility for client retention and proactively developing and maintaining ongoing relationships with carriers and clients.
Communicate directly with clients and their employees as the subject matter expert on the details of various insurance coverages, products, and services in the marketplace.
Strategize opportunities to continually enhance service to our clients through new services, cost control, technology, etc.
Review request for proposals and detailed insurance plan analyses, negotiate with carriers and recommend renewal actions.
Stay up to date and educated on industry trends and events, including all state and federal regulatory issues and communicate to clients as appropriate.
Maintain and ensure adherence to all plan rules, legal and regulatory compliance, reporting requirements, and overall compliance as it relates to client group health and welfare plans.
Prepare presentations and lead client, open enrollment, strategy, and other related meetings; conduct and prepare benefits benchmarking analyses for clients
Obtain, organize, and analyze vendor proposals for various health and welfare plans, including medical, dental, vision, life, disability, etc.
Analyze and synthesize various carriers, plan designs, plan funding and employee contributions options.
Use software to draft plan documents, required employee communications, and 5500 filings/SAR’s.
Create and update benefit guides and ensure client resources and communications are up to date for open enrollment or coverage changes.
Conduct quality assurance reviews on other Innovo employee work products.

Skills Required

Very strong attention to detail.
Ability to manage and prioritize many tasks at once.
Excellent written and verbal communication skills.
Positive, client-first attitude, and willingness to go the extra mile when needed.
Great team player, with willingness to help others.

Qualifications:

Bachelor’s degree or higher Health/Life/Accident state licensure required.
Minimum 7-10 years’ experience in the health and welfare benefits brokerage industry.
Experience working with health and welfare benefits plans including medical, dental, life, disability, both in the design of these plans and related compliance requirements.
Experience with self-funded plans and claims reporting and analysis.
Intermediate to advanced proficiency in Excel and PowerPoint.

Our Commitment to Diversity, Equity, Inclusion and Belonging

At Innovo Benefits Group we believe that a diverse, inclusive and equitable workplace allows all employees to feel respected and included enabling our staff to be more creative, innovative and successful. We are committed to a nondiscriminatory approach and provide equal opportunity for employment and advancement in our organization. We respect and value diverse life experiences and heritages and ensure that all voices are valued and heard. We promote and value a work/life balance through flexible work schedules to accommodate varying needs.

We are committed to modeling diversity and inclusion for the employer benefits broker industry and to maintaining an inclusive environment with equitable treatment for all.

Innovo Benefits Group

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Senior Benefits Consultant