Discover. A brighter future.
With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.
Come build your future, while being the reason millions of people find a brighter financial future with Discover.
Job Description:Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.
This position offers a great opportunity to work in emerging first-party fraud strategy team preventing fraudsters from harming Discover businesses including card, deposit and personal loan at application stage by utilizing advanced analytics. Responsible for working closely with management to execute analytical initiatives. Responsible for solving business problems by leveraging techniques such as segmentation, optimization, advanced analytics and machine learning. Creates reports and dashboards to closely monitor performance metrics and provide insights. Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.
Responsibilities
Develops advanced analytics solutions including customer segmentation, optimization, test & design of experiments and prescriptive analytics to solve business problems. Operate as a subject matter expert on statistical analysis, test and design of experiment, analysis methodology, modeling & application and financial impact analysis.
Collaborates with cross-functional partners to understand their business needs, formulated and completed end-to-end analysis that includes data gathering, analysis, ongoing scaled deliverables and presentations. Deliver effective presentations of findings and recommendations to multiple levels of leadership, creating visual displays of quantitative information.
Establish and maintain effective performance tracking; identify improvement opportunity, form hypothesis, propose, design and implement tests to drive strategy enhancement and optimization.
Manage multiple priorities, communicate business performance and project progress to management & business partners.
Develop and automate reports, iteratively build and prototype dashboards to provide insights at scale, solving for analytical needs. Facilitate implementation of work product and ensure accuracy.
Consistently follow standard work processes and documentation requirements. Recommend improvement to work processes to increase efficiency while maintaining quality of work. Continuously improve technical and leadership skills through training and development.
Minimum Qualifications
At a minimum, here’s what we need from you:
Bachelor’s Degree in Analytics, Engineering, Statistics or related field
2+ years of experience in Credit Risk, Fraud Risk, Marketing Analytics, Optimization, Operations Analytics, Modeling/Data Science or related field
Preferred Qualifications
If we had our say, we’d also look for:
Master’s Degree in Analytics, Engineering, Mathematics, Statistics or related field
Experience in Credit Risk, Fraud Risk, Marketing Analytics, Optimization, Operations Analytics, Modeling/Data Science or related field
#Remote
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Application Deadline:
The application window for this position is anticipated to close on Aug-13-2024. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.
Compensation:
The base pay for this position generally ranges between $85,500.00 to $119,500.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.
Benefits:
We also offer a range of benefits and programs based on eligibility. These benefits include:
Paid Parental Leave
Paid Time Off
401(k) Plan
Medical, Dental, Vision, & Health Savings Account
STD, Life, LTD and AD&D
Recognition Program
Education Assistance
Commuter Benefits
Family Support Programs
Employee Stock Purchase Plan
Learn more at mydiscoverbenefits.com.
What are you waiting for? Apply today!
All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.
Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights & Pay Transparency Nondiscrimination Provision)
Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email HireAccommodation@discover.com. Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.
