Are you a CFP® with ninja-level Excel skills? Do you naturally create scary detailed to-do lists, & love sleuthing out inconsistent information from mountains of data? Does analyzing complicated financial & legal documents, creating complex client deliverables & mapping out sophisticated structures sound like your idea of a good time? Do you love working on a high-energy team while simultaneously managing multiple dynamic projects?
If so, our Financial Planning Analyst role may be for you!
OPPORTUNITY
At most “advice-based” firms, a Financial Planner is simply a sales role. When these organizations talk about “planning”, they are often referring to taking numbers from a questionnaire & plugging them into canned software to generate boiler-plate reports in support of investment management & / or insurance sales.
However, at Mosaic, we believe there is a better way. Imagine a world with no conflicts of interest. Where a firm charges flat fees in exchange for actionable, impactful advice. One where they don’t have anything to sell. No life insurance. No investment management. No tax returns. No legal drafting.
As a result, Planning Analysts have the space necessary to spend their time & energy working on understanding, designing, & stress-testing complex scenarios to solve the real-world, multi-faceted problems that live at the intersection of tax, legal, financial, business, family, & philanthropic planning.
In this world, there are no cookie-cutter designs, one-size-fits-all approaches, or off-the-shelf technologies that get the job done. To make an impact, it can’t be bought, it has to be earned with curiosity, resourcefulness, & deep understanding of complicated concepts built on a foundation of teamwork.
If it feels like you were just struck by lightning, we should talk!
Primary responsibilities include:
o When onboarding a new family -
· Planning Analysts lead the Due Diligence data collection process, which starts with the collection & review of hundreds of documents including personal & business financials, income tax returns, gift / estate tax returns, operating agreements, buy-sell agreements, Wills, Trusts, insurance policies, & bank / investment account statements.
· Planning Analysts organize, synthesize, summarize, & illustrate the data collected into 8 - 10 dedicated presentations – highlighting observations, questions, & recommendations.
o When supporting an existing family –
· Planning Analysts serve as a critical member across the entire life cycle of an engagement working alongside each internal department & external professional advisory team.
· Planning Analysts maintain Client Operating Calendars & take ownership of Annual Milestone Meetings such as –
· Current Financial Condition (Balance Sheet & Entity Map)
· Estate Plan Review
· Risk Management Review
· Cash Flow Analysis
· Planning Analysts perform ad hoc research & analysis, such as the income tax & cash flow implications of selling a company, designing a new estate plan, & protecting assets from creditors.
CANDIDATE
Being smart, hardworking, & honest are the minimum barriers to entry for Mosaic. To thrive here, candidates must possess intangible qualities such as:
o Extraordinary level of curiosity that preemptively asks questions & seeks out answers
o Organized, task-oriented person who thrives when juggling multiple projects at once
o Borderline obsessive attention to detail with an eye for pinpointing missing or inconsistent information
o Service-oriented team member who is comfortable wearing multiple hats
o Critical thinker with above-average written communication skills
o Proactive, self-starter who isn’t afraid to jump into a new project
o Ability to effortlessly switch between collaborating with a team & flying solo
o Coachable team player that is driven to grow personally & professionally
o Great sense of humor & a cheery disposition
Minimum qualifications include:
o Five years of directly relevant professional work experience
o At least one of the following professional designations: CFP®, CPA, CPWA, or ChFC
o Above average skill with Microsoft Office products, specifically Microsoft Excel & Power Point
o Experience using financial planning software such as eMoney, MoneyGuidePro, NaviPlan or Right Capital is strongly preferred
o Undergraduate degree
o Ability to pass criminal & financial background check
o Currently possess or able to pass FINRA Series 65 exam within 60 days of employment
COMPENSATION
This role is eligible for a compensation package which includes –
o Base salary plus, year-end bonus based upon personal contribution & the profitability of Mosaic
· Base Salary ranges from $75,000 - $100,000
· Target Annual Bonus range of 5.0% - 20.0% of base salary
o 401(k) with immediate vesting & 6.0% company match
o Health (65.0% of monthly premiums covered), Dental (35.0% of monthly premiums covered), HSA, Vision, Short-Term Disability & Life Insurance
o Personal Time Off | Vacation, Sick, Holiday, Parental & Bereavement Leave
o Referral bonus for new Mosaic team members
COMPANY
Mosaic works exclusively with successful entrepreneurial families, all of whom either own or have owned significant businesses in Texas. Mosaic currently has ~20 team members & we serve for ~30 families & their Family Offices.
We only onboard 3 - 4 new client families each year so we can ensure that the quality of the advice we provide &, in turn, the value we generate is sky high.
We work hard to cultivate an incredible culture full of laughs, respect, continuous learning, & humility. Regular company outings, happy hours, “Mosaic U” learning sessions, & a pantry stocked full of snacks are small examples of the tight knit team we have.
LOCATION
Our building was built in the last few years, has several restaurants within a short walk & we even have a trendy coffee shop downstairs. In short, our location has all the benefits of working in Greenway Plaza without any of the confusing parking or frustrating traffic! We believe that the professional growth & serendipity that comes from the entire team occupying the same physical space cannot be replicated online which is why we collaborate in the office every day.
NEXT STEPS
If this role sounds like it was tailor-made for you, please reach out to jobs@mosaicadvisors.com. We look forward to reviewing your resume & visiting with you to determine if you are a great fit for our team!
