About the Company:
With over $7.6 billion in assets, CrossFirst Bank serves the financial needs of businesses, professionals and their families in Kansas City, Wichita, Oklahoma City, Tulsa, Dallas, Frisco, Fort Worth, Denver, Colorado Springs, Phoenix and Clayton, NM. Founded in 2007, CrossFirst has consistently been recognized as one of the fastest-growing and best performing banks in the country while achieving and maintaining excellent asset quality and a reputation for business excellence.
Our commitment to our team members is as important as our commitment to our clients and community. It starts with serving people in extraordinary ways. We offer our employees a highly collaborative culture, exceptional career opportunities, outstanding compensation and benefits, and a commitment to our team members professional development and personal growth.
Overview:
The Credit Monitoring Team Lead will provide credit administration support and service to Banking teams and the Credit Monitoring Analysts. Review and analyze Borrower/Guarantor Financial information on an ongoing basis and assist with monitoring the financial performance of Borrowers. The Credit Monitoring Team Lead will be responsible for providing leadership of the Credit Monitoring Analyst.
Responsibilities:
- Manage and provide leadership for team members to ensure proper workflow management and extraordinary service.
- Motivate and lead a high performing team; attract, recruit, and retain team members.
- Mentor team members utilizing Strength Based Leadership Objectives.
- Review financial spreads, financial indicator covenants, borrowing base reviews, post-closing reviews and other assigned job functions, for accuracy and completeness, coach Credit Monitoring Analysts and Senior Credit Monitoring Analysts on any errors or areas for improvement.
- Train, develop and mentor new Credit Monitoring Analysts in all areas of job responsibilities.
- Act as primary point of contact for credit monitoring process related questions.
- Provide input and recommendations on new and existing workflow processes, policies, and procedures involving the Credit Monitoring Team.
- Serve as subject matter expert on the Bank’s financial analysis software to include any upgrades, training, or new resources.
- Provides accurate and consistent loan portfolio management and monitoring of our commercial loan portfolio.
- Make independent recommendations regarding credit risk supported by comprehensive ongoing risk analysis.
- Complete financial spreads in an accurate and timely manner.
- Analyze Borrowing Base Certificates, accounts receivable aging, inventory listings, liquidity, and collateral positions.
- Review financial reporting to ensure accuracy and maintain internal tracking for all commercial clients.
- Complete vendor reviews.
- Provide additional support to Credit Administration as it relates to special projects as assigned.
- Comply with all credit administration policies and procedures.
- Complete Moody’s Credit Modules, as assigned.
- Maintain the highest level of confidentiality of all information.
- Create and maintain favorable relationships throughout the Bank, as well as with all existing clients, new clients, outside regulatory agencies and other related key resources.
- Comply with all Bank policies and procedures; support and uphold the Bank’s vision, values and mission.
- Interact with internal and external clients while providing extraordinary service.
- Develop and maintain trusted, positive relationships with employees, clients and vendors.
- Represent the Bank and Credit Administration team in a highly professional manner.
- Complete job assignments in a professional, timely and efficient manner; organize and prioritize work.
- Maintain confidentiality; adhere to CrossFirst Bank policies and procedures; comply with laws, regulations and industry best practices.
- Reliable and predictable attendance; both onsite and remote.
Qualifications:
- Five or more years as a successful credit analyst or similar role in a commercial bank is preferred.
- Thorough knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks.
- Knowledge of financial statements.
- PC experience in a Windows environment, Word, and advanced spreadsheet experience on Excel is required.
- Effective verbal, written & interpersonal communication skills.
- Advanced understanding of financial statements.
- Ability to read and comprehend credit write-ups & loan documentation.
- Experience in Salesforce, FIS, and Optimist preferred but not required.
- Bachelor’s degree with exposure to Accounting, Finance or Business courses is preferred or equivalent work experience.
CrossFirst Bank is proud to be an Equal Opportunity Employer.
CrossFirst Bank does not accept unsolicited resumes from search firms or agencies. Any resume submitted to any employee of CrossFirst Bank without an authorized search agreement will be considered unsolicited and the property of CrossFirst Bank.
