Job Description:
Job Title CRM Credit Officer
Corporate Title Vice President
Location New York, NY
Overview
Key focus is to support the design and implementation of an effective quality assurance process for Business As Usual credit rating and annual reviews. As part of that objective, the team will develop a general best practice guideline based on feedback from internal and external guidance and expectations and distribute that Credit Risk Management (CRM) wide. Additionally, the team will implement the new quality assurance process and ensure it is functioning in a Business As Usual basis. The team will establish and monitor Key Performance Indicator (KPIs) to senior management to ensure teams are performing at an acceptable level.
What We Offer You
- A diverse and inclusive environment that embraces change, innovation, and collaboration
- A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
- Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
- Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
- Educational resources, matching gift and volunteer programs
What You’ll Do
- Work closely with CRM COO and relevant credit officers to understand credit review practices across Credit Areas
- Define best practice for credit rating and annual reviews with key concepts that are transferable across Credit Areas
- Establish a new quality assurance process for all Combined US Operations (CUSO) Credit Areas that is operationally effective
- Establish key KPIs and monitoring tools to ensure that senior management is informed on the quality of credit reviews based on the QA process
- Manage the Quality Assurance (QA) process on a Business As Usual Basis
How You’ll Lead
- Build relationships with front office colleagues, challenging assumptions while providing constructive feedback
- Communicate credit views to senior management and help mentor and manage junior staff
- Lead responses and discussions related to audit and regulatory inquiries
Skills You’ll Need
- Credit risk management knowledge including experience in credit process and/ or credit portfolio management
- Experience in project management
- Excellent client and service focus, as well as absolute confidence in working with decision-makers from all levels of the organisation
- Very good analytical and conceptual skills with the ability to solve complex problems, develop innovative and structured solutions, very good communication and social skills
- A high degree of personal initiative and flexibility, MS-office knowledge and practical experience
Skills That Will Help You Excel
- Ability to present information in a structured, clear, and concise way
- Ability to work independently and under time pressure
Expectations
It is the Bank’s expectation that employees hired into this role will work in the NY office in accordance with the Bank’s hybrid working model.
Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.
The salary range for this position in New York City is $125,000.00 to $203,000.00. Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of renumeration.
Deutsche Bank Values & Diversity
We believe talent is found in all cultures, countries, races, ethnicities, genders, sexual orientations, disabilities, beliefs, generations, backgrounds and experiences. We pursue a working environment where everyone can be authentic and feel a sense of belonging. Click here to find out more about our diversity and inclusion efforts.
We are an Equal Opportunity Employer - Veterans/Disabled and other protected categories. Click these links to view the following notices: EEO is the Law poster and supplement; Employee Rights and Responsibilities under the Family and Medical Leave Act; Employee Polygraph Protection Act and Pay Transparency Nondiscrimination Provision
Learn more about your life at Deutsche Bank through the eyes of our current employees https://careers.db.com/life
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Deutsche Bank Benefits
At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That’s why we are focused on providing benefits and perks that enable our colleagues to live authentically and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click here to learn more!
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Our values define the working environment we strive to create – diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.
We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.
Visit Inside Deutsche Bank to discover more about the culture of Deutsche Bank including Diversity, Equity & Inclusion, Leadership, Learning, Future of Work and more besides.
