The Loan Quality Control Auditor will support the lending team through pre-closing and pre-funding loan reviews, ensuring correctness and completeness. This role requires meticulous attention to detail, analytical skills, and a deep understanding of loan origination and servicing.
Essential Duties:
- Review pre-closing loan packages for accuracy in decisioning, income calculation, supporting documentation, and completeness.
- Review pre-funding loan packages to ensure all signed and funding documents are correct and complete for approval.
- Assist with periodic decision reviews before pre-approvals are issued.
- Communicate with the lending team to address missing, incorrect, or errored file contents prior to closing or funding.
- Record and report weekly file kickbacks with reasons to management.
- Collaborate with the Lending Operations Manager on QC trends, issues, and improvement suggestions.
- Ensure timely completion of all loan reviews.
- Act as a subject matter expert, ensuring adherence to quality control standards and agency guidelines.
- Stay current on industry changes and regulations to maintain compliance.
- Improve customer experience by facilitating smooth loan processes and effective communication.
Required Qualifications:
- High School Diploma or GED equivalent.
- Minimum of 2 years in loan operations, with at least 1 year in loan auditing or quality control (consumer, commercial, or mortgage lending).
- Strong knowledge of lending regulations and compliance.
- Excellent analytical, problem-solving, and decision-making skills.
- Exceptional communication and interpersonal skills.
- Ability to prioritize tasks, meet deadlines, and adapt to changing priorities.
Preferred Qualifications:
- Experience in Chattel or Manufactured Home lending.
Job Details:
- Job Type: Full-time
- Pay: Starting at $60,000/year, with potential for incentives based on team and individual performance.
- Location: In-office, 8-hour shift with some rotating Saturdays.
- Work Location: In person.
Core Values at Braustin and PorchPass, LLC:
- Building the Company We Want to Work For
- Creating Customers for Life
- We’ll Figure It Out
- We Play to Win
- For Profit, For People
- No One Person is Bigger Than the Team
