Description:

Responsible for underwriting, structure and credit analysis of complex financing requests

Duties and Responsibilities:

Performs pre-qualification assessment and analysis of financial risk and condition of applicants
Obtain all available and necessary financial data from the credit file or outside parties
Spread and analyze financial information of applicants - review and evaluate the information, underwrite credit memorandums and present financing request to senior management or Loan Committee for approval
Coordinates processing of approved loans; ensures loans are processed according to agreement, customer needs and conform to lending policies; obtains sufficient information and/or documentation from customers
Solves problems relative to processing and servicing of loans within his or her portfolio
Provides leadership, training & review work completed by less experienced underwriters and other staff members

Requirements Education, Experience, and Qualifications:

Minimum 2 year of credit analysis or equivalent financial analysis experience required
Solid understanding of financial statements and tax returns
Experience with completing spreads and written credit analysis reports on borrowers and guarantors.
Good communication skills, both oral and written
Ability to define problems, collect data, establish facts, and draw conclusion

Job Type: Full-time

Pay: Starting at $75,000.00 per year

Benefits:

Work Location: In person

Centerstone SBA Lending, Inc.

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