Description:
Responsible for underwriting, structure and credit analysis of complex financing requests
Duties and Responsibilities:
- Performs pre-qualification assessment and analysis of financial risk and condition of applicants
- Obtain all available and necessary financial data from the credit file or outside parties
- Spread and analyze financial information of applicants - review and evaluate the information, underwrite credit memorandums and present financing request to senior management or Loan Committee for approval
- Coordinates processing of approved loans; ensures loans are processed according to agreement, customer needs and conform to lending policies; obtains sufficient information and/or documentation from customers
- Solves problems relative to processing and servicing of loans within his or her portfolio
- Provides leadership, training & review work completed by less experienced underwriters and other staff members
Requirements Education, Experience, and Qualifications:
- Minimum 2 year of credit analysis or equivalent financial analysis experience required
- Solid understanding of financial statements and tax returns
- Experience with completing spreads and written credit analysis reports on borrowers and guarantors.
- Good communication skills, both oral and written
- Ability to define problems, collect data, establish facts, and draw conclusion
Job Type: Full-time
Pay: Starting at $75,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Work Location: In person
