Senior AML Investigator
We are seeking a highly experienced Senior AML & Fraud Specialist to join our team. In this role, you will be responsible for conducting in-depth investigations into potential anti-money laundering (AML) violations, fraud, and other financial crimes, ensuring that all activities comply with regulatory standards and mitigate risks for financial institutions.
Key Responsibilities:
- Conduct comprehensive reviews and investigations of AML alerts, fraud cases, and financial crimes to minimize risks.
- Perform detailed investigative research on individuals, entities, and events using public records, open-source media, and vendor systems.
- Analyze transaction data for patterns, anomalies, and suspicious activities, and assist in developing investigative reports and summaries.
- Research and evaluate customer onboarding documents to assess AML risks.
- Draft, escalate, and file Suspicious Activity Reports (SAR) as needed in compliance with regulatory guidelines and client requirements.
- Collaborate with team members and independently deliver high-quality investigative work, ensuring client satisfaction.
- Adhere to client-specific processes, procedures, and systems while maintaining compliance with legal and regulatory requirements.
Required:
- Bachelor’s degree from an accredited institution.
- 8+ years of experience in AML, fraud, or financial crime investigations.
- Strong knowledge of relevant laws and regulations such as BSA, OFAC, and FinCEN guidance.
- Expertise in Financial Crimes Compliance, including KYC, CDD, EDD, OFAC Sanctions, and fraud investigations.
- Proficient in open-source research and experience filing SARs.
- Strong analytical skills with the ability to detect red flags in financial activities.
- Excellent communication skills, both written and oral.
- Ability to work independently and within a team in a fast-paced, production-driven environment.
- Advanced Microsoft Excel skills and proficiency in other Microsoft Suite products.
- Willingness to work beyond standard hours when necessary.
Preferred:
- Experience in Transaction Monitoring, Screening, Fraud Operations, and SAR reporting.
- CAMS certification.
This is a unique opportunity to apply your expertise in AML and financial crime investigation in a dynamic and collaborative environment. We welcome your application and look forward to discussing how your skills can help us maintain compliance and protect our clients.
