Job Summary: Supervise Credit Administration staff. Responsible for all lending-related compliance functions, including HMDA-LAR reporting and fair lending.
Responsibilities:
Supervise Credit Administration staff which is responsible for:
- Preparing loan documents on commercial and consumer loans and letters of credit issued by the bank
- Reviewing loan documents (pre- and post-funding) for compliance with policy and regulations
- Booking and funding of all loans
- Set-up and tracking of all exceptions or recurring documentation requirements and covenant measurements
- Recording of all documents which are filed with public officials (mortgages, UCCs)
- Maintaining imaged credit/collateral files, including the process of scanning all documentation and monitoring retention requirements
- Proper coding of all loans to ensure accurate reporting
- Processing of all loan payments and advances; including loans participated with other banks
- Preparing monthly SBA report and remittance of fees
- Manage escrow accounts including annual analysis, disbursements and reconciliation with general ledger
- Preparing and distributing various reports used by management and the accounting department in preparing the Call Report
- Overseeing, maintaining, and delegating departmental task list
- Maintaining all lending-related general ledger accounts.
Advise and train all lending staff on documentation and regulatory issues.
Responsible for all loan-related compliance functions, including monitoring, training, policy creation, implementation and periodic review for compliance.
Gather and input information to HMDA-LAR for submission to regulators.
Maintain and update all Fair Lending policies and procedures.
Skills
- Ability to maintain and comprehend internal/external regulations, policies and procedures, including but not limited to Truth in Lending, HMDA, Fair Lending, CRA, ECOA, BSA/CIP, FDPA, FCRA, Military Lending, SCRA, and SAFE.
- Fiserv Software Experience preferred
- LaserPro or other loan production software experience
- T.R.I.D. Disclosure Preparation Experience
- Proven working experience in a loan processor and/or loan operations role
- Thorough knowledge of various city, county, and state filing requirements.
- MS Office Suite experience.
- Excellent communication skills
- Detail oriented with good organizational skills
- Ability to maintain composure under pressure.
- Ability to work well with others.
Qualifications
- Lending-related Compliance: 5+ years required
- Loan Processing: 1-3 years (Preferred)
- Loan Operations: 1-3 years (Preferred)
- Supervisor Experience 1-3 years (Preferred)
- High school or equivalent (Preferred)
AAP/EEO Statement
FNBBA is an equal opportunity employer. This means FNBBA will not discriminate in any of its employment practices on the basis of sex, age, race, color, mental or physical disability, national origin, religion, sexual orientation, marital or veteran’s status, or other legally protected status. All employees have the responsibility to adhere to this policy and to use all efforts to further its implementation.
